• Personal Checking
• Personal Savings
• Christmas Club
• Certificates of Deposit
• Individual Retirement Accounts
• ATM & Debit Cards (Shazam)
• Current Rates

Personal Savings

• No minimum opening balance required
• Monthly service charge of $3.00 if account falls below $50.00 (exception
  seniors & students)
• Quarterly statements
• Interest paid quarterly
• 9 withdrawals allowed per quarter otherwise .50 imposed for
  each subsequent withdrawal
• ATM Card (upon approval)

Christmas Club

• Available for automatic recurring transactions ONLY
• Must have established checking or savings account to transfer payments from
• Minimum opening balance of $10.00
• Account holder will make 49 payments and the bank will make the 50th payment of equal value of your scheduled weekly payment
• $3.00 charge if account is closed before the 49th payment

Certificates of Deposit

With a CD from Bay-Hermann-Berger Bank, you can earn interest on as little as $500.00.  With our CD’s, you will earn a competitive interest rate based on the current market conditions.  Please call or visit one of our locations for more information.  Be sure to ask about our current CD Special.

Individual Retirement Accounts

Whether you are planning to open a new IRA or looking for a bank to rollover an existing IRA, Bay-Hermann-Berger Bank offers several plans to suit your needs.  You can choose a Traditional, Roth or Education IRA.  Please contact one of our representatives for more information.

ATM & Debit Cards (Shazam)

We offer ATM & Debit Card to qualifying accounts upon approval.
Stop by and fill out an application.